What is Affirm

An alternative to traditional credit cards, Affirm allows you to pay for most items on BirkatElyon.com through flexible financing over a period of time. The short application process requires providing some personal information—either through the pre-qualify link below or at checkout. In most instances, you’ll receive an immediate decision on your eligibility to purchase the designs of your dreams with payments over 3, 6, 12, 18 or 36 months.*

Affirm only conducts a soft credit check, which won’t affect your credit score, and keeps all sensitive information safely encrypted and protected using industry-standard security protocols. There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.

 

 

 

How Affirm Works

 

STEP 1
After adding items to your shopping bag, proceed to checkout, and select “Affirm - Pay Over Time” under Payment Methods

 

STEP 2
After filling out all of the checkout information, click the “Continue to Affirm button to launch the Affirm pop-up experience.

 

STEP 3
Complete the Affirm application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number.
Once you’re approved and checkout is complete, we will process and ship your order within our standard production times.

 

 

 

Frequently Asked Questions

 

Can I use Affirm to purchase presale items?
Affirm is not eligible for presale items.

 

What happens if I return my order?
If for any reason you are not satisfied with your purchase, you may return it within 10 calendar days from when you received the product for a refund or exchange. Returned items are subject to $25 restocking fee. Once the returned item is received by our return department, a refund will be initiated. As per Affirm’s refund policy, the refund amount will show up in your loan timeline within 3-10 business days, and your balance will be updated. If your return is processed after 30 days, you will be charged for the interest for your loan up until the return.

 

What if my order is canceled?
If your order is canceled before the product is shipped and the loan isn't finalized yet, it will be removed from your Affirm account. It’ll be like the loan never happened. If your loan is already finalized, you’ll receive a full refund.

 

Who should I contact if I’m having technical difficulties with Affirm or have further questions?
Please visit affirm.com/help

 

* Your rates are between 0–36% APR. A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. The estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Visit affirm.com/help for more info.